The November First platform has two user types - account owner and user. 

Both users are able to do transactions and payments in the November First portal, and perform most duties. The account owner can additionally add or disable users, add bank accounts, and enable various apps & integrations. 

Not sure if you are an account owner or user? If you have the menu options of Account and Apps & Integrations in the main menu, you are logged in as account owner. 

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